The Fulcrum Group of companies is the foremost independent provider of financial services to the South African insurance industry.

We are a market leader when it comes to our Premium Collections solutions.

We are the largest independently owned provider of Premium Finance in South Africa.

The Fulcrum Group of companies is the foremost independent provider of financial services to the South African insurance industry.

We’re a market leader when it comes to our Premium Collections solutions.

We are the largest independently owned provider of Premium Finance in South Africa.

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Fulcrum AirCollect

Fulcrum AirCollect^™ is a South African – and possibly world – first in premium collections. Fulcrum AirCollect^™ processes premiums as single debits – but each debit is split into insurer net premium, broker commission, UMA fees and value-added products, and paid directly into the bank account of the ultimate beneficiary.

Fulcrum CollectDirect

We pioneered the direct collection concept, de-risking the insurance collection process for insurers while also keeping the broker market involved and invested. Fully legally compliant, Fulcrum CollectDirect^™ collects premiums from policyholders directly into the respective insurer’s bank account, removing the need for guarantees. We manage the entire process.

Fulcrum Collections

We offer brokers, UMA’s and insurers an effective electronic debit order collection service, through our legacy or traditional collections model. We collect premiums on behalf of our clients, disburse commission and fees to brokers and UMA’s, and pay over premiums to insurers and any other approved parties such as value-added product providers. Our Legacy and Fulcrum CollectDirect^™ models will be phased out as we rollout Fulcrum AirCollect^™ to our client base.

Fulcrum Premium Finance

We are the largest independently owned, and most reputable, provider of premium finance to brokers and their clients within the South African marketplace. The zero-security needed to apply for premium financing with Fulcrum makes our offering attractive not only from a working capital management perspective but also from a gearing optimisation view for businesses with such constraints. With Fulcrum, companies know that they can access an additional source of finance, at competitive rates, while not affecting their standing banking facility.

Fulcrum AirCollect™ is a South African – and possibly world – first in premium collections. Fulcrum AirCollect™ processes premiums as single debits – but each debit is split into insurer net premium, broker commission, UMA fees and value-added products, and paid directly into the bank account of the ultimate beneficiary.

We pioneered the direct collection concept, de-risking the insurance collection process for insurers while also keeping the broker market involved and invested. Fully legally compliant, Fulcrum CollectDirect™ collects premiums from policyholders directly into the respective insurer’s bank account, removing the need for guarantees. We manage the entire process.

We offer brokers, UMA’s and insurers an effective electronic debit order collection service, through our legacy or traditional collections model. We collect premiums on behalf of our clients, disburse commission and fees to brokers and UMA’s, and pay over premiums to insurers and any other approved parties such as value-added product providers. Our Legacy and Fulcrum CollectDirectTM models will be phased out as we rollout Fulcrum AirCollectTM to our client base.

We are the largest independently owned, and most reputable, provider of premium finance to brokers and their clients within the South African marketplace. The zero-security needed to apply for premium financing with Fulcrum makes our offering attractive not only from a working capital management perspective but also from a gearing optimisation view for businesses with such constraints. With Fulcrum, companies know that they can access an additional source of finance, at competitive rates, while not affecting their standing banking facility.

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LATEST NEWS

Fulcrum: Powering Premium Collection and Premium Finance

We help you to achieve the cost efficiencies and transactional scale that your FSP needs, freeing up your time to concentrate on what you do best.

26 June 2024

Active listening, empowerment and empathy ‘crack the nod’ for TIA 2024

The fast-paced, interactive format followed by The Insurance Apprentice (TIA) reality-styled insurance series offers unexpected insights into mentorship, guided training and team-based learning.

4 June 2024

How Premium Finance Can Unlock Value for HCV Clients

The problem that brokers and their fleet and logistics clients face is that the risks in owning and operating trucks in South Africa and neighbouring countries are significant.

15 April 2024

Insights and Anticipations for the Upcoming Year

In the February 2024 edition of the FA News, various industry experts have generously shared their perspectives for the year to come, offering invaluable insights into their primary concerns and predictions.

19 February 2024