We are the largest independently owned, and most reputable, provider of premium finance to brokers and their clients within the South African marketplace. The zero-security needed to apply for premium financing with Fulcrum makes our offering attractive not only from a working capital management perspective but also from a gearing optimisation view for businesses with such constraints. With Fulcrum, companies know that they can access an additional source of finance, at competitive rates, while not affecting their standing banking facility.