The Fulcrum Group of companies is the foremost independent provider of financial services to the South African insurance industry.

We are a market leader when it comes to our Premium Collections solutions.

We are the largest independently owned provider of Premium Finance in South Africa.

The Fulcrum Group of companies is the foremost independent provider of financial services to the South African insurance industry.

We’re a market leader when it comes to our Premium Collections solutions.

We are the largest independently owned provider of Premium Finance in South Africa.

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Fulcrum AirCollect

Fulcrum AirCollect^™ is a South African – and possibly world – first in premium collections. Fulcrum AirCollect^™ processes premiums as single debits – but each debit is split into insurer net premium, broker commission, UMA fees and value-added products, and paid directly into the bank account of the ultimate beneficiary.

Fulcrum CollectDirect

We pioneered the direct collection concept, de-risking the insurance collection process for insurers while also keeping the broker market involved and invested. Fully legally compliant, Fulcrum CollectDirect^™ collects premiums from policyholders directly into the respective insurer’s bank account, removing the need for guarantees. We manage the entire process.

Fulcrum Collections

We offer brokers, UMA’s and insurers an effective electronic debit order collection service, through our legacy or traditional collections model. We collect premiums on behalf of our clients, disburse commission and fees to brokers and UMA’s, and pay over premiums to insurers and any other approved parties such as value-added product providers. Our Legacy and Fulcrum CollectDirect^™ models will be phased out as we rollout Fulcrum AirCollect^™ to our client base.

Fulcrum Premium Finance

We are the largest independently owned, and most reputable, provider of premium finance to brokers and their clients within the South African marketplace. The zero-security needed to apply for premium financing with Fulcrum makes our offering attractive not only from a working capital management perspective but also from a gearing optimisation view for businesses with such constraints. With Fulcrum, companies know that they can access an additional source of finance, at competitive rates, while not affecting their standing banking facility.

Fulcrum AirCollect™ is a South African – and possibly world – first in premium collections. Fulcrum AirCollect™ processes premiums as single debits – but each debit is split into insurer net premium, broker commission, UMA fees and value-added products, and paid directly into the bank account of the ultimate beneficiary.

We pioneered the direct collection concept, de-risking the insurance collection process for insurers while also keeping the broker market involved and invested. Fully legally compliant, Fulcrum CollectDirect™ collects premiums from policyholders directly into the respective insurer’s bank account, removing the need for guarantees. We manage the entire process.

We offer brokers, UMA’s and insurers an effective electronic debit order collection service, through our legacy or traditional collections model. We collect premiums on behalf of our clients, disburse commission and fees to brokers and UMA’s, and pay over premiums to insurers and any other approved parties such as value-added product providers. Our Legacy and Fulcrum CollectDirectTM models will be phased out as we rollout Fulcrum AirCollectTM to our client base.

We are the largest independently owned, and most reputable, provider of premium finance to brokers and their clients within the South African marketplace. The zero-security needed to apply for premium financing with Fulcrum makes our offering attractive not only from a working capital management perspective but also from a gearing optimisation view for businesses with such constraints. With Fulcrum, companies know that they can access an additional source of finance, at competitive rates, while not affecting their standing banking facility.

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LATEST NEWS

Nurturing and Retaining Young Talent in the Industry

The Class of Programme, an initiative of Insurance Institute of Gauteng, is a commitment to nurturing and retaining young talent within the insurance industry – this being achieved through exposure, experience, and leadership development.

2 October 2023

Exposure, Experience and Valuable Lessons.

As one of the proud sponsors of the Insurance Institute of Gauteng’s Class of Programme, we joined Team Amabutho in their classroom sessions on Tuesday 19th September 2023.

27 September 2023

Q&A with The Insurance Apprentice 2023 Top Three: Kyle Klopper

Don’t be afraid to fight for what you want, don’t be scared of falling short, if you want something enough speak it into existence.

13 July 2023

Q&A with The Insurance Apprentice 2023 Top Three: Mutsa Makoni

There is something about being pulled outside of your comfort zone that accelerates your personal growth and resilience.

13 July 2023